Discussing such things as death and dementia are emotionally draining even if you are not talking about a loved one. So discussing what might happen if you develop dementia or what will happen when you die is a subject many of us avoid.

But having that discussion now and getting the right paperwork in place can save significantly more upset and expense.

Getting a Will and a Lasting Power of Attorney in place now makes such a difference to how your finances or estate are dealt with in the future.